🚗 Ohio Vehicle Payment Calculator

Calculate accurate payments with Ohio-specific tax rules

Vehicle & Incentives

Vehicle Price ($)

Rebates / Discounts ($)

Vehicle Type

Trade-In Information

Trade-in Value ($)

Loan Payoff ($)

Ohio Tax Rule: New vehicles receive trade-in tax credit (reduces taxable amount). Used vehicles do not qualify for trade-in tax credit. Negative equity (payoff > trade value) is added to the taxable base.

Taxes & Fees (Ohio)

Documentation Fee ($)

Title Fee ($)

License/Registration ($)

Other Fees ($)

Ohio sales tax varies by county (typically 7.25%-8.25%). Documentation fees are currently non-taxable in Ohio.

Financing Terms

Down Payment ($)

Annual Percentage Rate (%)

Loan Term (months)

Payment Calculation Results

Taxable Base

Sales Tax

Total Cash Due

Amount Financed

Monthly Payment

Total Interest

Cost Breakdown

Vehicle Price: $0

Less: Rebates/Discounts: -$0

Less: Trade-in Value: -$0

Plus: Loan Payoff: $0

Plus: Sales Tax: $0

Plus: Fees: $0

Total Cost: $0

Should You Finance or Pay Cash?

High-Yield Savings Rate (%):

💳 Finance Option

Cash Needed Today: $0

Monthly Payment: $0

Total Interest Paid: $0

Cash Invested: $0

Investment Growth: $0

                                Net Position After Loan:
                                $0
                            

💰 Pay Cash Option